Poor credit history but need a credit card? There are cards available.
Capital One are credit cards specialists and offer all sorts of cards for all kinds of different consumers. Those who want a low rate on APR interest. Those who want a card with a low balance transfer rate. Capital One even provide a card for those who have had a bad credit rating in the past but still have a requirement for a credit card.
There are a number of companies that are designed to help individuals who m are in financial difficulties. They usually offer debt management solutions and IVAs (Individual Voluntary Arrangements.) Ramsey Lomax is such a company and will also offer advice and consolidation loans in order to help individuals get out of debt.